Life insurance is one of those essentials that everybody should have, yet many people choose to put off buying a policy until later stages of life. However, the longer one waits, the greater the risk of something happening without having coverage in place. If purchasing a life insurance policy has been on your to-do list for a while but you have not found the time to do it yet, these are ten reasons why you should not wait any longer.

1. Replace Lost Income
2. Cover Burial Expenses
3. Pay Off Debt
4. College Planning
5. Build Cash Value
6. Diversify Investments
7. Business Planning
8. Estate Taxes
9. Coverage is Affordable
10. Peace of Mind